5 Tips to Consider while Filing a Roof Replacement Insurance Claim

Thinking of a wrecked roof is itself so tormenting. The truth is one storm is powerful enough to transform this nightmare into reality. In such a situation, dealing with insurance claims become a real pain on the neck. However, homeowners simply can’t forgo this process for reconsidering roof repair in Toronto. A lot of owners often find this process perplexing owing to lack of knowledge.

Damages on the roofs are never predictable. You may face the same situation. So, before the crisis hits you, prepare yourself to deal with claiming process. Below given are a few effective tips to help you cope with the process from start to finish:

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  1. Inspect Damage Immediately after the Storm

Often after a heavy storm it may happen that your roof look undamaged superficially. However, chances of internal damage remain high. So, it is always advisable to call a licensed roofing contractor for carrying out an inspect to spot the damage. You should not delay in this process as many insurance companies won’t consider the damage after a stipulated tenure. To get the best inspector you can contact the service provider of roof repair in Toronto.

  1. Consider the Coverage

Before submitting the claim, make sure to you review the policy compendium thoroughly. A series of rules and regulations come into the scene. You must contact your insurance company and ask for the coverage. According to the type of damage and time, the policy may vary. Here are a few examples:

  1. If the damaged roof is more than 10 years, the company may cover a portion of the entire replacement cost.
  2. In case the roof ages less below 10, chances are there for you to get hold of full cost of repairing.

  1. Arrange all the Documents

The process of documentation is a tad daunting. Nevertheless, an experienced roofer from the house of a standard roof repair in Toronto will aid you in documenting the damage extensively. He will help you prepare with before & after state of the roof post the storm.

After proper inspection, a professional roofer will also help you in taking pictures of the damaged area from different angles. However, you should make it a practice of clicking your roof’s image periodically before a storm hits it. Make sure of the fact that those are well-documented with date and time. In case of any discrepancy with the insurance company, these photos can come at your rescue.

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  1. Opt for Contractor with Insurance Expertise

This is of paramount importance. While settling for a contractor make sure you evaluate him from all aspects. Remember, not all roofers are learned enough to provide you insurance claim assistance. Hence, look for a licensed professional with a proven track record and in-depth knowledge.

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  1. Stay Away from Contingency Contracts

You need to be extra careful of those contingency contracts while claiming your policy. Hence, go through all the guidelines, terms and conditions to dodge any discrepancy.

Getting roof damage covered by your insurance company is undisputedly a hassle-ridden task. So, elect the best company of roof repair in Toronto to get it done for you.

Top Trends in Kitchen Design for 2019

This list shows some of the top trends for custom kitchens for 2019 which will help you change the outlook of your kitchen completely.

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  1. The rise of Smart Kitchens

A lot of new technology has made its way into the kitchen space. Many functions and appliances are integrated starting from kitchen cabinets to a refrigerator, which make tasks simpler and quicker. This has given rise to smart kitchens in homes in cities like Vaughan. Designs of smart kitchens are evolving every single day and many things are being modified from the ground up. Older kitchens are being revamped using sensors and smart gadgets as per homemaker’s desire. Motion sensing enabled kitchen faucets can detect the presence of hands underneath. Smart refrigerators can check and display groceries items which are running low. Coffee makers are programmed to prepare coffee as per your wake-up time. Gadgets which can monitor the condition of the eggs can be quite useful as well. A smart lighting system which can be controlled by a smartphone or tablet can save a lot of energy. Experimenting with smart kitchen technologies has become one of the biggest trends in 2018.

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  1. Colorful Cabinets 

White custom kitchens are still a big favorite for many homeowners. These white cabinets add a clean and beautiful look to the kitchen. They are timeless and are suitable for any kitchen style. Other than white, which will continue to be popular in the future among homemakers in a city like Vaughan, people prefer light colored paints or wood stain colors. Mixing of finishes can create some unique outlook too.

Gray is the second choice for many folks just after white. Gray custom kitchens look amazing with some natural elements or glamour accents. White and gray are always popular as kitchen cabinet colors. To the other extreme end of the color palette, dark jewel tones such as black, navy, emerald green and plum look elegant for custom kitchens.  Dark kitchen cabinets enhance a kitchen space due to its luxurious feel and subtle dramatic essence.  But, too much dark color can make the room feel perpetually dark. But the number of homeowners in cities like Vaughan opting for dark custom kitchen cabinet colors is increasing steadily. Unlike white and gray colors, dark colors will get more popular with time.

  1. Streamlined Designs and Materials

More and more homeowners prefer streamlined designs for overall aesthetic and styles like the farmhouse and mid-century modern. People prefer simplicity. To make the kitchen appear much larger and brighter, people are removing upper wall cabinets. Most people can’t reach the top shelves of the kitchen cabinets and removing them helps in making the countertop space more productive. Rough cut wood brings in natural elements or metal tubing gives and industrial outlook. Ceilings with coffered, tray and wood beams look great too.

  1. Use of Quartz 

Quartz is still preferred for high-end kitchen countertops. It is extremely durable, last forever, easy to maintain and is anti-microbial. The main competitor is Granite which requires slightly more maintenance.

Thanks to technology, a wide range of colors for quartz countertops is available to choose from. Quartz finishes with exotic swirls and large veining are available to look like materials like natural stone. These unique styles have become immensely popular. The trend is shifting towards more neutral colors. Homeowners in cities like Vaughan are opting for color finishes such as gray, taupe, creamy or white.

The latest trend also shows the rising popularity of composite sinks made from the same material as the countertop. This creates a cleaner and uniform look and maintenance becomes easier. Although stainless steel and farmhouse sinks are still popular.

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  1. Optimized Kitchen Cabinetry

To overcome any storage-related challenges, homeowners in cities like Vaughan are trying to optimize the custom kitchen cabinet space. Tweaks like appliance garages, drawer dividers, pullouts for spices, tray dividers, as well as wastebasket cabinets are being used. These help in storing foods, drinks and small appliances easily.

  1. Stylish Appliances

One of the latest trends of 2018 is the use of gray-toned appliances which has a dark brushed metal finish. Induction cook-tops and steam ovens have become “must-have” appliance. French Door wall ovens are not only stylish but have Bluetooth and can be controlled remotely using a smartphone

  1. Flooring with exotic materials

Hardwood flooring is preferred by lots of homeowners just like wood finish custom kitchen. But ceramic flooring which comes in a wide variety of designs and styles are getting a lot of attention. Ceramic tiles can be designed to look like hardwood flooring or have a natural stone finish.

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  1. Kitchen Islands

Kitchen islands have become focal points and the hub of the kitchen. The primary purpose of a kitchen island is to have storage cabinets and to provide seating for casual dining or drinking.

  1. Pet-Friendly and safe Kitchen space

Baby proofing the kitchen is very important. Latest trends show that a lot of ideas are emerging for a pet-friendly kitchen.  One solution is to get a feeding station, which is usually at the end of a kitchen cabinet or in the corner where you can store pet food. A kitchen island with a custom-made doggy bed underneath the countertop is another great idea.